Calculator
Interest Rate Sensitivity
Model how rate changes affect your repayments and cash flow. Adjust the sliders and see the impact in real time.
Your Loan Details
Rate Scenario
Monthly Repayment
Current
$3,958
per month
Scenario
$4,337
per month
Repayments increase by $379/month ($4,546/year)
Monthly Cash Flow
Rent income minus repayment (before tax, depreciation & expenses)
Current
$1,141
negative
Scenario
$1,520
negative
Based on $650/wk rent = $2,817/month income.
This calculator provides estimates only and does not constitute financial advice. Results do not account for taxes, property management fees, maintenance costs, or other expenses. Always consult a qualified financial adviser before making investment decisions.
Want to protect your cash flow?
Proactive management keeps your vacancy low and your rent at market rate - maximising income regardless of rate movements.