Direct to Owner Payment

Your rent paid
directly to you.

We don't hold your money in a trust account. When rent comes in, our fee is deducted and the rest goes straight to your nominated bank account. It's your money and it gets to you quickly.

The Payment Flow

Rent is received, our fee is deducted, and the rest is paid straight to your bank account. Rentnest never holds your money in a trust account.

No Payment Fees
Tenant Pays rent securely
PayID
PayID
BPAY
BPAY
Bank Transfer
+$900.00
Powered by Zai

Direct Payment Engine

Instant routing & fee deduction

Inbound Funds
+$900.00
Rentnest
Management Fee
-$39.60

Auto-Paid Bill

Sydney Water -$120.00
100 Barangaroo Ave
Property Wallet
+$860.40

Rent arrives here first, and bills are paid before disbursement.

CBA Personal Acct
+$740.40 Final Disbursement
How it works

Your money. Your account. Always.

Traditional agencies pool every landlord's rent into a single agency trust account. This creates delays, a lack of visibility, and unnecessary risk. Rentnest does not operate a trust account at all.

Instead, each property has its own Virtual Wallet. When a tenant pays rent, it lands there. Our management fee is deducted automatically, and the remainder is paid directly to your nominated bank account. You're in control of your funds at every step.

Need to cover an upcoming maintenance job or water bill? You can top up your Owner Virtual Wallet via bank transfer or BPAY. Once funds are in the wallet, approved bills are paid from there automatically.

How your funds are structured

Owner Virtual Wallet

A top-up wallet for your portfolio. Deposit funds here via bank transfer or BPAY to cover maintenance or bills across any of your properties.

Property Virtual Wallets

Each property has its own wallet. Rent lands here, any property bills are paid from it, and the balance is then paid to your bank account.

Your Bank Accounts

Nominate a different bank account for each property. Useful for SMSFs, separate ownership structures, or just personal preference.

Common questions

Answers to questions owners typically ask about how payments work.

When you sign up, you authorise Zai to collect rent payments from your tenant on your behalf. When rent arrives, it goes into your property's virtual wallet and is yours from that point. Rentnest deducts our management fee automatically, and the remainder is paid to your nominated bank account. We process the payment and get out of the way.
Zai is a regulated Australian payments platform used by major businesses across the country. They process billions in transactions annually and hold an Australian Financial Services Licence (AFSL 527370), with PCI DSS Level 1 certification.
If rent doesn't arrive in the property's virtual wallet on the due date, our system flags it and our team follows up directly. Arrears notices go out the same day so you don't need to chase anyone.
You approve each invoice before anything is paid. Once you've approved it, the amount is paid from the property's virtual wallet. If the wallet balance doesn't cover it, the shortfall draws from your Owner Virtual Wallet, so it's worth keeping a buffer there for any upcoming jobs.
Every transaction runs through the platform, so your EOFY statement is generated automatically. Download it any time and hand it straight to your accountant.

Your rent, paid straight to you.

No delays, no guessing where your money is. Every transaction is visible in your dashboard in real time.